Investment Philosophy                         We employ an investment strategy that finds investment ideas that have the greatest relative chance of outperforming other investment choices. We do not blindly believe that “buy and hold” works, but look to let the winners run and quickly stop losses when they occur. Rebalancing occurs when it’s appropriate, rather than basing it on some arbitrary calendar time frame. Preservation of your capital is foremost with this approach, and the focus is on accumulating wealth only when opportunities are optimal. This has become increasingly more important since the last major bull market ended in early 2000. For a more in-depth historical look at the investment markets and how they might have impacted your 401(k), please take a moment to read our report, “Why Even the Joneses Can’t Keep Up.”